Many homeowners don't know about the Home Modification Loan program provided by the government (HMLP). The Home Modification Loan Program provides no interest loans to modify the homes of adults and children with disabilities.

This program is not effected by credit score or equity or even number of loans on your house. The government uses your home to secure the loan with no payment until the house is sold or refinanced.

If you or a household member is disabled or an elder, the Home Modification Loan Program can provide a loan so you can make needed adaptations or modifications to your home. Modifications can help you remain in your home and live more independently.

Here is a link if you are interested and please keep us in mind if you need accessibility modification to your home.

https://www.mass.gov/home-modification-loan-program-hmlp